Attention All Employees- Marketplace health insurance information

Attention All Employees:

                                                                                                                                                              
In 2014, the health care reform law creates a new type of online marketplace for purchasing health insurance coverage. This marketplace is referred to as a Health Insurance Marketplace, or an Exchange. You are not required to purchase insurance coverage through the Marketplace.
Global Employment Solutions is providing the attached notice to help you understand your health insurance coverage options that will be available to you starting in 2014. Please click on the word "attached" and a new page with open. 
Beginning in October 2013, you will be able to find and compare health insurance plans through the Marketplace and your coverage may start as early as January 1, 2014.
If you purchase coverage through a Marketplace, you may be eligible for a federal subsidy that lowers your monthly premiums or reduces your cost sharing. However, to receive these federal savings, you cannot be eligible for health plan coverage through the Company that is affordable and provides “minimum value.” This determination is made beginning Jan. 1, 2014.
The availability of coverage through the Marketplace does not affect your eligibility for coverage through the Company’s health plan. The enclosed notice provides information about the Company’s health plan as it exists today. Information on the Company’s health plan coverage for 2013/2014 is provided in attachment. Please contact Human Resources at (303) 216-9500 or hr@gesnetwork.com if you have any additional questions after reading the enclosed materials.
More information on the health care reform law and the Marketplaces is available at www.healthcare.gov.
Please note, it is also open enrollment time for employee paid insurance coverage through Benefits in a Card. Open enrollment began October 1st, and ends October 31st. You can enroll, add dependents, make coverage changes and cancel coverage during this period.